Refund Policy
By purchasing any product, service, program, event, or digital content from KS
Empowerment / Healing Out Loud, you agree to the following terms and conditions:
All sales are final.
Due to the nature of our offerings, including but not limited to digital products, coaching
services, consulting, live events, speaking engagements, courses, recordings, and
downloadable materials, no refunds, returns, or exchanges will be issued under
any circumstances.
By completing your purchase, you acknowledge and agree that:
You are purchasing access to proprietary content, intellectual property, live or
recorded services, or time-based services.
Once access is granted, materials are delivered, or services are scheduled, you
waive your right to any refund, including for:
o Change of mind
o Scheduling conflicts
o Failure to attend or participate
o Personal, medical, or financial circumstances
o Dissatisfaction with results
o Technical issues not caused by our platform
You understand that results are not guaranteed, and your success is dependent on your
individual effort, participation, and commitment.
If you have questions about any product or service, you are responsible for seeking
clarification before completing your purchase.
Your purchase constitutes your full acceptance of these Terms & Conditions.

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